Journal of Islamic Economic Studies
type: channel
publisher: Yayasan Darussalam Patalassang
language: en
publication name: Journal of Islamic Economic Studies
issn: 3090-8493
items: Determinan Keputusan Investasi Deposito Pada Nasabah Bank Syariah Indonesia
items: Transformasi Keuangan Syariah melalui Financial Technology : Peluang, Tantangan, dan Dampaknya di Era Digital
items: Does Islamic Banking Foster Sustainable Economic Development? Critical Perspectives on Growth, Financial Inclusion, and Stability
items: Sustainable, Governance and Development (SGD) in Relation to Zakat: A Philosophical Perspective on Ethical Redistribution and Social Welfare
items: Analisis Penerapan Nilai-Nilai Tasawuf Al-Ghazali Dalam Aktivitas Transaksi Pada Koperasi Primkop Pullahta Hankam
items: Expanding Access to Halal Food SME Partnerships Using the 5W+1H in Tangerang Regency
items: Sejarah Pemikiran Ekonomi Islam Pada Masa Khulafaur Rasyidin
items: Sejarah Pemikiran Ekonomi Islam Masa Dinasti Abbasiyah
items: Teori Laissez Faire dan Relevansinya Dalam Perspektif Ekonomi Islam
items: Sejarah Pemikiran Ekonomi Islam Masa Dinasti Umayyah
items: Application Right of Khiyar as a Legal Protection Mechanism in the Ecosystem of Online Diamond Trading: A Perspective from Islamic Law and Positive Law
items: Pemikiran Ekonomi Islam dalam Era Kontemporer: Antara Etika, Keadilan, dan Tantangan Globalisasi
items: Konsep Merkantilisme dalam Sejarah Pemikiran Ekonomi dan Realisasinya dalam Perspektif Ekonomi Islam
items: Sharia Label and Conventional Practice: A Critical Evaluation of the Islamic Pawnshop Rahn Contract
items: Pemikiran Ekonomi Ibnu Khaldun dan Relevansinya terhadap Pengembangan Ekonomi Modern
items: Preliminary Needs Assessment and CSR–Zakat Strategy during the Exploration Phase of the Pongkeru Nickel Project for Sustainable and Social Legitimacy
items: Integrating Islamic Business Ethics Into Retail Marketing Strategies: A Case Study Of Sakinahmart Surabaya
items: Asset Quality, Non-Performing Financing, and Early-Warning Indicators of Operational Stress in Islamic Banking Systems: Evidence from SSA
items: Rekonstruksi Pemikiran Ekonomi Islam tentang Pasar dalam Ekonomi Modern
items: Sharia Law and Financial Reporting Practices: An Empirical Study of Selected Business Organizations in Gusau Metropolis, Zamfara State, Nigeria
items: Analisis Manajemen Pengajian Gus Iqdam dan Dampaknya terhadap Peningkatan Pendapatan Masyarakat Desa Karanggayam
items: Integrasi Ilmu dan Praktik dalam Manajemen Syariah
items: Perlindungan Hak Konsumen dalam Jual Beli Online: Analisis Prinsip Khiyār dalam Fikih Muamalah dan Relevansinya dengan Hukum Indonesia
items: Analisis Perbedaan Kinerja Keuangan Bank Syariah Menurut Standar AAOIFI
items: Efektivitas Manajemen Pembiayaan Ijarah Multijasa pada Layanan Pembiayaan FIF Group
items: Local Economic Transformation through International Collaboration: Optimizing the Creative Economic Potential of Edelweiss Flowers Based on Sharia Principles
items: Strengthening Sharia Financial Literacy and Portable Marketing for the Tengger Tribe Community
items: Hukum Menggadaikan Harta Pinjaman Menurut Hukum Islam
items: Reconstructing the Islamic Green Economy: Ethics, Institutions, and Sustainable Development
items: Bibliometric Mapping of Islamic Green Economy Research: Trends, Networks, and Emerging Themes

Determinan Keputusan Investasi Deposito Pada Nasabah Bank Syariah Indonesia
type: item
description: This study analyzes the role of Islamic financial literacy, trust in Islamic banks, and product usage experience in determining sharia deposit investment decisions among Bank Syariah Indonesia (BSI) customers. Using a quantitative causal-associative approach, 111 BSI customers in South Tangerang who had used or were using sharia deposit products were selected through purposive sampling. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. These findings indicate that customers' actual experience with sharia bank products and services is the most dominant factor, more influential than cognitive knowledge or trust alone. A tawhidic reflection on these findings affirms that an investment decision represents an effort (ikhtiar) to safeguard entrusted wealth (amanah), grounded in spiritual awareness rather than rational considerations alone. The study recommends strengthening service quality and digital customer experience as the primary strategy for increasing participation in sharia deposit investment.
subject: Articles
  topic: section
subject: Islamic Financial Literacy; Product Usage Experience; Islamic Time Deposit Investment Decision
  topic: keywords
creator: Friska Efia Akwila
creator: Adi Mansah
rights: Copyright (c) 2026 Friska Efia Akwila, Adi Mansah (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-08-04
publication date: 2026-08-04
starting page: 80
ending page: 93
doi: 10.66274/

Transformasi Keuangan Syariah melalui Financial Technology : Peluang, Tantangan, dan Dampaknya di Era Digital
type: item
description: The rapid development of digital technology has significantly transformed the Islamic financial industry through the implementation of Financial Technology (Fintech). Islamic fintech has emerged as an innovative financial service that complies with Sharia principles, including the prohibition of riba (interest), gharar (uncertainty), and maysir (gambling), while providing greater efficiency, accessibility, and convenience in financial services. This study aims to analyze the development of Islamic fintech, its impact on Islamic financial institutions, and the opportunities and challenges it faces in the digital era. The research employs a qualitative descriptive approach using a library research method by reviewing scientific articles, books, regulations, and previous studies. The findings indicate that Islamic fintech contributes to improving financial inclusion, expanding access to financing for Micro, Small, and Medium Enterprises (MSMEs), enhancing operational efficiency, and encouraging innovation in Islamic financial products and services. However, Islamic fintech also faces several challenges, including low levels of financial and digital literacy, cybersecurity risks, increasing competition within the financial industry, and the need to maintain compliance with Sharia principles. Therefore, collaboration among the government, regulators, Islamic financial institutions, and society is essential to strengthen regulations, improve financial literacy, and promote secure, inclusive, and Sharia-compliant digital innovations to support sustainable Islamic economic growth.
subject: Articles
  topic: section
subject: Islamic Fintech, Islamic Finance, Digital Transformation, Financial Inclusion
  topic: keywords
creator: Najma Ainul Muhsanah
creator: Andi Wawo
creator: Jamaluddin Majid
rights: Copyright (c) 2026 Najma Ainul Muhsanah, Andi Wawo, Jamaluddin Majid (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-07-09
publication date: 2026-07-09
starting page: 49
ending page: 60
doi: 10.66274/

Does Islamic Banking Foster Sustainable Economic Development? Critical Perspectives on Growth, Financial Inclusion, and Stability
type: item
description: The Islamic banking sector has demonstrated substantial expansion since its inception; however, its global market share remains disproportionately low, particularly within Muslim-majority nations facing declining GDP growth. This study aims to evaluate whether Islamic banking genuinely fosters sustainable economic development by analyzing its specific influence on four dimensions: economic growth, profitability, financial stability, and distributive justice. Employing a systematic qualitative meta-synthesis and analytical review framework, this research triangulates empirical findings across these macroeconomic dimensions, focusing on Organization of Islamic Cooperation (OIC) member states. The findings indicate a mixed impact on sustainable development. First, regarding economic growth, Islamic banking's current scale and heavy reliance on non-PLS contracts severely limit its macroeconomic influence on national GDP. Second, profitability is positively correlated with macroeconomic factors, though it remains constrained by operational mimicry of conventional counterparts. Third, concerning financial stability, smaller-scale Islamic banks demonstrate stronger resilience and stability compared to larger commercial entities. Finally, in terms of distributive justice, Islamic banks successfully act as catalysts for financial inclusion and social finance, though true equitable wealth distribution remains suboptimal. The novelty of this research lies in its analytical triangulation of micro-financial viability against macroeconomic intermediation, providing a multidimensional assessment of how operational deviations hinder systemic sustainability. To achieve genuine economic sustainability, the Islamic banking sector must reform its operational models by prioritizing real-sector PLS financing, enhancing support for small and medium-sized enterprises (SMEs), and fostering comprehensive stakeholder collaboration.
subject: Articles
  topic: section
subject: Islamic Banking; Economic Growth; Financial Inclusion; Profitability; Sustainable Development
  topic: keywords
creator: Kusnan
creator: Sri Ermeila
creator: Rahmi Aryanti
creator: Junaidi Junaidi
rights: Copyright (c) 2026 Kusnan, Sri Ermeila, Rahmi Aryanti, Junaidi (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-07-09
publication date: 2026-07-09
starting page: 61
ending page: 79
doi: 10.66274/

Sustainable, Governance and Development (SGD) in Relation to Zakat: A Philosophical Perspective on Ethical Redistribution and Social Welfare
type: item
description: This study examines the philosophical relationship between Sustainable, Governance and Development (SGD) and zakat within the framework of Islamic socio-economic thought. This study explores how zakat contributes to sustainability through continuous social benefit, governance through accountability and transparency, and development through human empowerment and poverty reduction. Using a qualitative conceptual approach through literature review and philosophical analysis.. The findings indicate that zakat embodies distributive justice by balancing wealth accumulation with social responsibility. Furthermore, the tawhidic worldview positions zakat as an integrated socio-economic instrument linking spirituality, ethics, institutional governance, and sustainable human development. The study concludes that SGD related to zakat represents a comprehensive Islamic philosophy in which material growth and moral responsibility must coexist harmoniously. The integration of sustainability, governance, and development through zakat offers an alternative paradigm for achieving equitable and sustainable socio-economic transformation in contemporary society.
subject: Articles
  topic: section
subject: Zakat, Sustainability, Governance, Development, Islamic Economics
  topic: keywords
creator: Ittong Sulle
creator: Ameen Thalib
creator: Muh Ridwansyah
rights: Copyright (c) 2026 Ittong Sulle, Ameen Thalib, Muh Ridwansyah (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-06-20
publication date: 2026-06-20
starting page: 29
ending page: 35
doi: 10.66274/

Analisis Penerapan Nilai-Nilai Tasawuf Al-Ghazali Dalam Aktivitas Transaksi Pada Koperasi Primkop Pullahta Hankam
type: item
description: This study examines the decline of moral values and the rise of materialistic tendencies in contemporary cooperatives, which are influenced by the gap between formal regulations and spiritual awareness. The research aims to analyze the implementation of Imam Al-Ghazali's Sufism values in transaction activities at Primkop Pullahta Hankam Cooperative, identify the values reflected in practice, and explore the supporting and inhibiting factors affecting their implementation. A descriptive qualitative approach was employed, with data collected through in-depth interviews with twelve key informants, participant observation, and documentation. The findings reveal that nine core Sufism values of Imam Al-Ghazali, namely repentance (taubah), patience (sabr), gratitude (shukr), asceticism (zuhd), trust in God (tawakkul), love (mahabbah), sincerity (ikhlas), trustworthiness (amanah), and honesty (sidq), have been integrated into financial transactions and cooperative governance. The implementation of these values promotes accountability that extends beyond material concerns to encompass spiritual responsibility before God. The study also finds that these spiritual values are compatible with the military discipline culture within the defense environment and function as an effective internal mechanism for minimizing moral hazards. However, their implementation remains largely driven by compliance with standard operating procedures rather than genuine spiritual consciousness. Therefore, strengthening the process of tazkiyatun nafs (self-purification) is essential to deepen the internalization of Sufism values in cooperative practices.
subject: Articles
  topic: section
subject: Al-Ghazali
  topic: keywords
subject: Cooperative
  topic: keywords
subject: Governance
  topic: keywords
subject: Sufism Values
  topic: keywords
subject: Transactions
  topic: keywords
creator: Faricha Noor Aida
creator: Adi Mansah
rights: Copyright (c) 2026 Faricha Noor Aida, Adi Mansah (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-06-22
publication date: 2026-06-22
starting page: 36
ending page: 48
doi: 10.66274/

Expanding Access to Halal Food SME Partnerships Using the 5W+1H in Tangerang Regency
type: item
description: This study aims to identify obstacles and solutions for expanding access to partnerships for Micro, Small, and Medium Enterprises (MSMEs) in the halal food sector in Tangerang Regency using the 5W+1H approach. Data collected from 39 MSMEs revealed that only 5.13% had complete partnership records. A descriptive qualitative approach was employed through interviews with directors of supporting institutions, deputy advisors, academics, and MSME practitioners. The findings revealed that the main challenges include limited knowledge of halal standards, insufficient access to technology and digital marketing, and a lack of partnership networks. Recommendations include intensive mentoring for six months, the implementation of Orgaware, and digital marketing strategies. The 5W+1H approach is effective in mapping issues and formulating solutions aligned with Sustainable Development Goal (SDG) 8.
subject: Articles
  topic: section
subject: Halal; Partnership; SMEs
  topic: keywords
creator: Devi Nadia
creator: Anni Rohimah
rights: Copyright (c) 2026 Devi Nadia, Anni Rohimah (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-06-15
publication date: 2026-06-15
starting page: 19
ending page: 28
doi: 10.66274/

Sejarah Pemikiran Ekonomi Islam Pada Masa Khulafaur Rasyidin
type: item
description: This research examines the history and evolution of economic thought during the era of the four Rashidun Caliphs: Abu Bakar, Umar, Uthman, and Ali. The study's goal is to analyze their fiscal policies and fundamental principles. The method used is a descriptive-comparative literature review. Abu Bakar developed the Baitul Mal into an organized institution, emphasizing egalitarian distribution. Umar bin Khattab introduced significant innovations like Land Reform (Kharaj), the establishment of Diwan, and a Social Welfare Program. Uthman bin Affan focused on flexible zakat management and Usyur regulation. Ali bin Abi Talib stressed distributive justice and anti-nepotism. Their principles of social justice, transparency, and accountability remain highly relevant as inspiration for contemporary Islamic economics.
subject: Articles
  topic: section
subject: Baitul Mal; Economic Justice; Kharaj; Diwan; Rashidun Caliphs
  topic: keywords
creator: Muh Malikussaid Musnur
creator: Nur Zalfa Zahliah
creator: Nur Annisa Surung
creator: Ainal Akhyar Arifin
rights: Copyright (c) 2026 Muh Malikussaid Musnur (Author); Nur Zalfa Zahliah, Nur Annisa Surung, Ainal Akhyar Arifin (Translator) https://creativecommons.org/licenses/by/4.0
date: 2026-07-30
publication date: 2026-07-30
starting page: 98
ending page: 110
doi: 10.66274/

Sejarah Pemikiran Ekonomi Islam Masa Dinasti Abbasiyah
type: item
description: This study examines the history of Islamic economic thought and practices during the Abbasid Dynasty (750–1258 CE) and their contribution to the development of Islamic economic concepts. The research employs a qualitative descriptive approach using a library research method by analyzing relevant primary and secondary sources. The findings reveal that the Abbasid period marked a significant phase in the advancement of Islamic economic thought, supported by the caliphs' patronage of scientific activities, the translation of foreign works, and the establishment of educational institutions such as the Bayt al-Hikmah (House of Wisdom) in Baghdad. During this era, prominent Muslim scholars, including Abu Yusuf, Al-Ghazali, Ibn Khaldun, and Al-Mawardi, made substantial contributions to the development of concepts related to distributive justice, taxation, trade, the role of the state in economic affairs, and business ethics. Islamic economic practices were also institutionalized through the implementation of hisbah, waqf, and zakat as mechanisms for market supervision, equitable wealth distribution, and poverty alleviation. The study concludes that Islamic economic thought during the Abbasid period emphasized a balance between moral, social, and economic dimensions in achieving public welfare (maslahah). Therefore, the Abbasid Dynasty not only represented the pinnacle of Islamic civilization but also established the intellectual foundations of an Islamic economic system whose principles continue to influence contemporary Islamic economic thought.
subject: Articles
  topic: section
subject: Economic Thought, Abbasid caliphate,Economic Justice,Zakat,Hisbah
  topic: keywords
creator: Ismi Tri Andini
creator: Adhelia Puank Mamara
creator: Ahmad Fadhil
rights: Copyright (c) 2026 Ismi Tri Andini, Adhelia Puank Mamara, Ahmad Fadhil (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-07-30
publication date: 2026-07-30
starting page: 111
ending page: 125
doi: 10.66274/

Teori Laissez Faire dan Relevansinya Dalam Perspektif Ekonomi Islam
type: item
description: Classical economic thought pioneered by Adam Smith through the concept of Laissez Faire stands as one of the key milestones in the history of modern economic theory. This study aims to examine in depth the concept of Laissez Faire, which emphasizes individual freedom and minimal government intervention in economic activities, as well as its relevance to contemporary economic developments, particularly within the context of Islamic economics. This research employs a qualitative-descriptive approach using a literature study method that analyzes Adam Smith’s classical works, such as The Wealth of Nations, along with modern literature on free-market economics. The findings indicate that the Laissez Faire theory highlights market efficiency through the mechanism of the “invisible hand,” which is believed to naturally regulate economic balance without excessive government interference. However, from the perspective of Islamic economics, such freedom must be bounded by moral principles and social justice to prevent inequality and exploitation. This study emphasizes the importance of synthesizing market freedom with Islamic ethical values in building an equitable and sustainable economic system.
subject: Articles
  topic: section
subject: Adam Smith
  topic: keywords
subject: Laissez Faire Theory;
  topic: keywords
subject: Classical Economics
  topic: keywords
subject: Islamic Economics;
  topic: keywords
subject: Free Market
  topic: keywords
creator: Seicha Nabila Nur Yakub
creator: Muh Fhiqi Ramadhana Arwin
creator: Ahmad Fadhil Fayyadh Fitrah
rights: Copyright (c) 2026 Seicha Nabila Nur Yakub Fitrah, Muh Fhiqi Ramadhana Arwin Fitrah, Ahmad Fadhil Fayyadh (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-07-29
publication date: 2026-07-29
starting page: 83
ending page: 97
doi: 10.66274/

Sejarah Pemikiran Ekonomi Islam Masa Dinasti Umayyah
type: item
description: This research examines and explores the history of Islamic economic thought and practice during the Umayyad Dynasty (661-750 AD) as a crucial period in which Islamic economic principles began to be applied in large-scale government systems. The method used is a literature study (library research) with a descriptive qualitative approach, collecting data from historical literature and Islamic economic thought. The results and discussion show that successful economic reforms were carried out by three main caliphs: Mu'awiyah ibn Abi Sufyan laid the foundation through the establishment of Diwan Al-Barid and Diwan Al-Kharaj; Abdul Malik ibn Marwan achieved monetary sovereignty by minting his own Islamic dinar and dirham currency, and Arabizing the bureaucracy; and Umar ibn Abdul Aziz reached the peak of prosperity by eliminating tax discrimination (jizyah and kharaj) against mawāli and implementing autonomy in managing zakat, even making it difficult to find zakat recipients. The implications of this research provide important insights into the challenges and successes of implementing Islamic values ​​​​of wealth equality in real policies, making it a valuable lesson for the development of modern Islamic economic thought.
subject: Articles
  topic: section
subject: Economic Thought, Umayyad Dynasty, Monetary, Fiscal
  topic: keywords
creator: Siti Fadhilah Nurmaudy MR
creator: Nasrah
creator: Nurul Fitrah
rights: Copyright (c) 2026 Siti Fadhilah Nurmaudy MR, Nasrah, Nurul Fitrah (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-07-29
publication date: 2026-07-29
starting page: 67
ending page: 82
doi: 10.66274/

Application Right of Khiyar as a Legal Protection Mechanism in the Ecosystem of Online Diamond Trading: A Perspective from Islamic Law and Positive Law
type: item
description: The growth of digital transactions based on online games has raised new challenges in the implementation of consumer protection principles, both from the perspective of positive law and Islamic law. This study aims to analyze the application of the right of khiyar as a legal protection instrument within the ecosystem of online game diamond sales and purchases at Rise Store, viewed from the perspectives of Islamic law and positive law. The study employs a qualitative method with a phenomenological approach, integrating normative and empirical legal methodologies, with primary data collected through observation, interviews, and documentary analysis of Rise Store’s internal staff and its users. The research results indicate that Rise Store’s mitigation mechanisms including information transparency, the buyer’s freedom to proceed with or cancel a transaction, and an official complaint channel comply with the provisions of the Consumer Protection Law and the ITE Law, and implement the right of khiyar as stipulated in DSN-MUI Fatwa No. 146/DSN-MUI/XII/2021. From the perspective of Maqāshid al-Syariah as articulated by Jasser Auda, all these protective mechanisms ultimately aim to realize hifdzul maal within the dimensions of fair economic development and equitable distribution of rights. This research contributes to strengthening the regulatory framework for Sharia-based digital transactions while providing a practical model for the integration of Islamic law and positive law in digital consumer protection.
subject: Articles
  topic: section
subject: Consumer Protection; Islamic Law; Maqāshid al-Syariah; Online Game Diamond; Right of Khiyar.
  topic: keywords
creator: Aditya Ramadhan
creator: Nurlatifatusolihah
rights: Copyright (c) 2026 Aditya Ramadhan, Nurlatifatusolihah (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-06-15
publication date: 2026-06-15
starting page: 1
ending page: 18
doi: 10.66274/

Pemikiran Ekonomi Islam dalam Era Kontemporer: Antara Etika, Keadilan, dan Tantangan Globalisasi
type: item
description: Contemporary Islamic economic thought has emerged as an intellectual response to the complexities of the modern global economy, particularly the dominance of capitalism, persistent economic inequality, and ethical deficiencies within prevailing economic systems. This article aims to examine the development and core characteristics of contemporary Islamic economics, its distinction from classical Islamic economic thought, as well as its theoretical implications and future direction within the broader landscape of global economic discourse. Employing a qualitative-descriptive approach through library research, this study analyzes the works of modern Islamic economic thinkers alongside relevant academic literature. The findings indicate that contemporary Islamic economics emphasizes the integration of market mechanisms with Islamic ethical values by positioning maqāṣid al-sharīʿah as a central analytical framework. While differing from classical Islamic economics in terms of context and methodological approach, its ultimate normative objective remains the pursuit of just and holistic human welfare. The study further identifies conceptual and implementation challenges that reflect an ongoing evolutionary process rather than a stagnation of thought. Theoretically, this research reinforces Islamic economics as a value-based economic paradigm, while practically it offers insights for developing more equitable, humane, and sustainable economic policies in the modern era.
subject: Articles
  topic: section
subject: Contemporary Islamic Economics; Islamic Economic Thought; Maqāṣid al-Sharīʿah; Economic Justice; Global Economic System
  topic: keywords
creator: Ahmad Fadhil Fayyadh
creator: Nur Anis Aulia
creator: Fauzan Aidul Fitra
rights: Copyright (c) 2025 Ahmad Fadhil Fayyadh, Nur Anis Aulia, Fauzan Aidul Fitra (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-03-02
publication date: 2026-03-02
starting page: 426
ending page: 440

Konsep Merkantilisme dalam Sejarah Pemikiran Ekonomi dan Realisasinya dalam Perspektif Ekonomi Islam
type: item
description: The relevance of mercantilist thinking in the context of modern economics by reviewing the criticisms and alternatives offered by Islamic economics. Mercantilism, as an early economic paradigm that emphasizes the accumulation of national wealth through the hoarding of precious metals and control of trade, is considered to have fundamental weaknesses because it ignores the dimensions of morality, justice, and social welfare. The purpose of this article is to identify how Islamic economic views evaluate the orientation of mercantilism and offer a more balanced economic model. This study uses a qualitative approach by examining theoretical concepts related to Islamic economic principles and critiques of economic structures based on state wealth accumulation. The results of the discussion show that the mercantilist orientation tends to cause inequality and exploitative economic practices, while Islamic economics emphasizes distributive justice, trade ethics, and a balance between material and spiritual interests. This study concludes that Islamic economics provides a more humane and sustainable alternative framework in responding to the structural weaknesses of mercantilism. This research has implications for the development of a contemporary economic model that is capable of combining moral values with economic efficiency, while also serving as a reference for policymakers in formulating a more just and inclusive economic system.
subject: Articles
  topic: section
subject: Mercantilism; Islamic Economics; Distributive Justice.
  topic: keywords
creator: Suriyani
creator: Nurwana
rights: Copyright (c) 2025 Suriyani, Nurwana (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-03-02
publication date: 2026-03-02
starting page: 90
ending page: 103

Sharia Label and Conventional Practice: A Critical Evaluation of the Islamic Pawnshop Rahn Contract
type: item
description: The post-digitalization expansion of the Islamic pawnshop industry poses a dilemma for Islamic Financial Institutions (IFIs) between commercial imperatives and substantive compliance. A critical issue arises regarding the application of hybrid contracts (rahn and ijarah) in gold pawning products, which are prone to devolving into disguised usurious (ribawi) practices for the sake of revenue generation. This study aims to analyze the Sharia validity of these contract constructions and the consistency of the determination of the rental fee (ujrah) with Fatwa DSN-MUI No. 25/DSN-MUI/III/2002 and the principles of justice outlined in OJK Regulation (POJK) Number 39 of 2024. Utilizing a qualitative method with a normative juridical approach, alongside Maqasid Al-Shariah and Substance over Form analyses, this research identifies significant disparities in practice. Certain IFIs calculate ujrah based on the loan ceiling rather than the collateral's physical value. This practice materially contravenes the fatwa and indicates the use of legal stratagems (hilah) to replicate interest mechanisms amidst liquidity pressures. The study concludes that the Sharia label on gold pawning products is frequently confined to administrative formalities, lacking substantive justice. Consequently, regulators are urged to reform tariff regulations by explicitly prohibiting the use of loan ceiling variables in fee determination to ensure Sharia integrity.
subject: Articles
  topic: section
subject: Sharia Pawnshop
  topic: keywords
subject: Hybrid Contract
  topic: keywords
subject: Ujrah
  topic: keywords
subject: Rahn
  topic: keywords
subject: Sharia Compliance
  topic: keywords
creator: Abdul Nafi' Nurfauzan
creator: Ahmad Zaki Al Fanani
creator: Irawan
creator: Muhammad Mahalli Rofii
rights: Copyright (c) 2026 Abdul Nafi' Nurfauzan, Ahmad Zaki Al Fanani, Irawan, Muhammad Mahalli Rofii (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-04-24
publication date: 2026-04-24
starting page: 53
ending page: 66
doi: 10.66274/

Pemikiran Ekonomi Ibnu Khaldun dan Relevansinya terhadap Pengembangan Ekonomi Modern
type: item
description: Classical Islamic economic thought has made significant contributions to the development of contemporary Islamic economic theory. One of the key figures in this body of thought is Ibn Khaldun, who, through his work, Muqaddimah, put forward holistic economic concepts, encompassing market mechanisms, the relationship between taxes and productivity, the role of the state, and the dynamics of economic cycles. This article aims to analyze Ibn Khaldun's economic thought and its relevance to the development of a modern economy. The research method used is library research with a qualitative-descriptive approach, through analysis of classical literature and scientific research. The results of the study indicate that Ibn Khaldun's thoughts in the context of Social Justice, Fiscal Balance, and the Role of the State in the Economic System are relevant to the development of a modern economy. The study's findings demonstrate that Ibn Khaldun's thoughts on social justice, fiscal balance, and the role of the state in the economic system are relevant to the development of the modern economy. The study's findings demonstrate that Ibn Khaldun's thoughts are strongly relevant to the principles of modern Islamic economics, particularly in the areas of economic justice, market balance, proportional fiscal policy, and ethics in economic activity. These concepts can serve as a theoretical basis for formulating sustainable Islamic economic policies and practices that are oriented toward the welfare of society. Therefore, Ibn Khaldun's thoughts remain relevant and applicable in addressing the challenges of Islamic economics in the contemporary era.
subject: Articles
  topic: section
subject: Ibn Khaldun; Islamic Economic Thought; Sharia Economics
  topic: keywords
creator: Nurul Arivah
creator: Muh. Ikbal
rights: Copyright (c) 2025 Nurul Arivah, Muh. Ikbal (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-03-02
publication date: 2026-03-02
starting page: 416
ending page: 425

Preliminary Needs Assessment and CSR–Zakat Strategy during the Exploration Phase of the Pongkeru Nickel Project for Sustainable and Social Legitimacy
type: item
description: The mining industry, particularly the nickel sector contributes significantly to Indonesia’s economic development but also generates social and environmental challenges. Corporate social responsibility (CSR) is widely used to address these impacts, yet its effectiveness remains limited when implemented in a reactive manner. This study aims to map the socio-economic needs of communities in the Pongkeru mining area and to formulate a strategic CSR–zakat framework during the exploration phase as a foundation for long-term sustainability and social legitimacy. A descriptive qualitative approach was employed using field observations, semi-structured interviews, focus group discussions, and document analysis. Data were analyzed through thematic analysis and SWOT frameworks to identify structural vulnerabilities and develop a strategic CSR–zakat roadmap. The findings reveal that local communities face structural challenges, including dependence on agriculture and micro-enterprises, limited access to skills development, and exposure to environmental risks. Early-stage CSR interventions grounded in systematic needs assessment and integrated with zakat significantly enhance social, economic, and environmental sustainability. The study confirms that CSR designed during the exploration phase offers a strategic opportunity to prevent social conflict, strengthen community trust, and build long-term partnerships, while conventional CSR alone remains insufficient. The study implies that a hybrid CSR–zakat model aligned with Maqasid al-Shariah provides a comprehensive and accountable governance framework combining workforce development, MSME empowerment, social protection, and environmental stewardship. This framework contributes theoretically to mining CSR literature and offers practical guidance for designing inclusive, preventive, and sustainable CSR strategie.
subject: Articles
  topic: section
subject: Corporate Social Responsibility, Preliminary Needs Assessment, Zakat, Sustainability, Social Legitimacy
  topic: keywords
creator: Muh Ridwansyah
creator: Ameen Talib
rights: Copyright (c) 2026 Muh Ridwansyah, Ameen Talib (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-03-27
publication date: 2026-03-27
starting page: 43
ending page: 52
doi: 10.66274/

Integrating Islamic Business Ethics Into Retail Marketing Strategies: A Case Study Of Sakinahmart Surabaya
type: item
description: This research examines the integration of Islamic business ethics into marketing strategies at Sakinahmart, using qualitative research and a case study approach. The 7Ps of marketing mix (product, price, place, promotion, people, process, and physical evidence) are used as an analytical framework to identify the implementation of Islamic business ethics in marketing strategies. Data was obtained through interviews, observations, and documentation, then analyzed using data reduction, data presentation, and conclusion techniques. The results show that Sakinahmart consistently integrates Islamic business ethics values into all of its marketing strategies. The sale of products is guaranteed to be halal with halal certification. Pricing is determined transparently, fairly, and without price monopolies. Product distribution is carried out while maintaining halal compliance and avoiding hoarding. Promotions are conducted honestly, without exaggeration or misleading consumer information. Human resources at Sakinahmart practices ethical behavior and provides fair wages and compensation. Operational processes follow Sharia standards and utilize Sharia financial services. Physical evidence of this integration is reflected in the provision of worship facilities and an Islamic store atmosphere. This integration contributes to increased consumer loyalty and strengthens retail competitiveness in Surabaya.
subject: Articles
  topic: section
subject: Marketing Strategy, Islamic Business Ethics, Ritel, Sakinahmart, Qualitative Case Study
  topic: keywords
creator: Raditya Hasan
creator: Muhammad Alfan Rumasukun
creator: Rusyda Afifah Ahmad
creator: Meichio Lesmana
rights: Copyright (c) 2026 Raditya Hasan, Muhammad Alfan Rumasukun, Rusyda Afifah Ahmad, Meichio Lesmana (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-03-09
publication date: 2026-03-09
starting page: 25
ending page: 33
doi: 10.66274/

Asset Quality, Non-Performing Financing, and Early-Warning Indicators of Operational Stress in Islamic Banking Systems: Evidence from SSA
type: item
description: This study examines whether Non-Peforming Finance (NPF) functions as an early-warning indicator of operational stress in Islamic banks operating in SSA. Departing from conventional efficiency-determinant approaches, the study conceptualises operational efficiency as a diagnostic manifestation of internal stress transmission rather than a measure of managerial performance. The analysis employs a Simar–Wilson two-stage Data Envelopment Analysis framework to generate bias-corrected efficiency scores for a balanced panel of fully fledged Islamic banks over the period 2010–2024, followed by two-way fixed-effects panel regression to assess the early-warning role of lagged NPF. The results show that increases in NPF systematically precede subsequent declines in operational efficiency, indicating that asset quality deterioration is transmitted internally through higher monitoring, restructuring, and Sharīʿah governance costs. The findings further reveal that such asset-quality-induced operational stress is persistent and more pronounced in structurally constrained banking environments. By reframing NPF as a forward-looking supervisory trigger and efficiency as a stress indicator, the study provides novel evidence for regulators and monetary authorities seeking to enhance early-warning frameworks in Islamic banking systems globally today.
subject: Articles
  topic: section
subject: Islamic Banking, Asset Quality, Operational Efficiency, Financial Stability
  topic: keywords
creator: Abdallah Mambo Dallu
creator: Michael Njoroge Njogo
creator: Fiona Jepkosgei Korir
rights: Copyright (c) 2026 Abdallah Mambo Dallu, Michael Njoroge Njogo, Fiona Jepkosgei Korir (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-03-09
publication date: 2026-03-09
starting page: 1
ending page: 24
doi: 10.66274/

Rekonstruksi Pemikiran Ekonomi Islam tentang Pasar dalam Ekonomi Modern
type: item
description: Islamic economic thought on the market has strong historical roots and distinctive normative values, yet it faces significant challenges within the dynamics of the modern economy characterized by globalization, digitalization, and the dominance of free-market mechanisms. This study is motivated by the gap between Islamic market principles and modern market practices that often generate inequality and injustice. The purpose of this study is to reconstruct Islamic economic thought on the market to ensure its relevance in modern economic development without losing its core values. This research employs a literature analysis method by examining classical and contemporary Islamic economic works alongside relevant modern economic literature. The results indicate that Islamic market concepts emphasize justice, transparency, prohibition of exploitation, and the moral role of market actors, which can be reconstructed through the integration of Islamic ethical values into modern market systems. The implications of this study demonstrate that reconstructing Islamic market thought can contribute theoretically to contemporary Islamic economics and practically offer an alternative framework for developing a just and sustainable market system.
subject: Articles
  topic: section
subject: Islamic Economics; Market; Modern Economy
  topic: keywords
creator: Syahrul Abadi
creator: Muhammad Yafiz
rights: Copyright (c) 2025 Syahrul Abadi, Muhammad Yafiz (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-01-30
publication date: 2026-01-30
starting page: 394
ending page: 404
doi: 10.66274/

Sharia Law and Financial Reporting Practices: An Empirical Study of Selected Business Organizations in Gusau Metropolis, Zamfara State, Nigeria
type: item
description: This study empirically investigates the effect of Sharia law on financial reporting practices among selected business organizations in Gusau metropolis, Zamfara State, Nigeria. The research addresses a critical gap in the literature by focusing on local, non-banking businesses in a region where Sharia law is formally integrated into the legal and regulatory framework. Using a descriptive survey design, primary data were collected from 120 business organizations through a structured questionnaire, and analyzed using SPSS version 18. The results reveal that Sharia compliance is a significant positive predictor of both the content and structure (B = 0.48, p < 0.001) and the transparency (B = 0.52, p < 0.001) of financial statements. Disclosure practices also significantly enhance financial statement quality (B = 0.32, p = 0.004) and transparency (B = 0.37, p = 0.001), while reporting challenges negatively affect transparency (B = -0.18, p = 0.027). Perceived benefits are positively associated with Sharia compliance in financial reporting (B = 0.41, p = 0.001). The regression models demonstrated good fit, with R² values ranging from 0.27 to 0.54, and all ANOVA results were statistically significant (p < 0.001). The study concludes that robust Sharia compliance and disclosure practices are pivotal for high-quality, transparent financial reporting, but practical challenges remain. It recommends the development of standardized Sharia-compliant reporting guidelines and targeted professional training to further enhance financial transparency and accountability in Zamfara State and similar contexts.
subject: Articles
  topic: section
subject: Sharia Law, Financial Reporting, Disclosure Practices, Business Organizations
  topic: keywords
creator: Vincent Olawale Bamidele
rights: Copyright (c) 2025 Vincent Olawale Bamidele (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-01-31
publication date: 2026-01-31
starting page: 405
ending page: 415

Analisis Manajemen Pengajian Gus Iqdam dan Dampaknya terhadap Peningkatan Pendapatan Masyarakat Desa Karanggayam
type: item
description: Regular Islamic gatherings function not only as spiritual and social activities but also have the potential to stimulate local economic activity. This study aims to analyze the role of Gus Iqdam’s religious gathering management in improving the income of the Karanggayam Village community. The research employs a qualitative field approach through interviews, observations, and documentation. The findings show that structured management—planning, organizing, implementing, and controlling—can create economic activities that increase vendors’ income. Daily earnings of vendors may rise up to four times compared to regular days. Factors such as business capital, length of business operation, location, and working hours also influence income levels. These findings indicate that the management of religious gatherings can serve as an instrument for community economic empowerment and holds potential to be developed as a model for strengthening community-based economic development.
subject: Articles
  topic: section
subject: Islamic Study Management; Economic Empowerment; Community Income; Islamic Economics; Local Economic Activities
  topic: keywords
creator: Helmalia Oktaviana
creator: Rifqi Rama Dhani
creator: Mashudi Mashudi
rights: Copyright (c) 2025 Helmalia Oktaviana, Rifqi Rama Dhani, Mashudi Mashudi (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-12-18
publication date: 2025-12-18
starting page: 380
ending page: 393

Integrasi Ilmu dan Praktik dalam Manajemen Syariah
type: item
description: This paper examines the intersection between the philosophy of science (epistemology, methodology, and ontology) and the development of Islamic management theory and practice. Using a critical literature review (library research), the study explores how Islamic epistemological foundations — including revealed sources and rational inquiry — shape paradigms, methods, and objectives in Islamic management (manajemen syariah). The review finds that integrating philosophy of science with maqāṣid al-sharīʿah and Islamic epistemology fosters a management model that pursues not only economic efficiency but also social welfare, justice, and ethical accountability. Recommendations include developing multi-method research approaches (hermeneutic-theoretical combined with empirical methods), embedding shariah values into performance metrics, and involving religious scholars in organizational policy design. Theoretical and practical implications for scholars, policymakers, and Islamic organizational.
subject: Articles
  topic: section
subject: Philosophy Of Science, Islamic Epistemology, Islamic Management, Maqashid Al-Shariah
  topic: keywords
creator: Jessika Gafur Lamba
creator: Irwan Misbach
creator: Okta Nofri
rights: Copyright (c) 2025 Jessika Gafur Lamba (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-12-12
publication date: 2025-12-12
starting page: 371
ending page: 379

Perlindungan Hak Konsumen dalam Jual Beli Online: Analisis Prinsip Khiyār dalam Fikih Muamalah dan Relevansinya dengan Hukum Indonesia
type: item
description: The development of digital technology has changed transaction patterns from conventional to online buying and selling, which presents both opportunities and risks for consumers. Issues such as defective goods, mismatched descriptions, and difficulties in returns indicate the need for stronger legal protection. In muamalah fiqh, the principle of khiyār gives the transacting parties the right to continue or cancel a contract based on certain conditions, including khiyār kondisi, khiyār majlis, khiyār aib, and khiyār ru’yah. This study aims to analyze the relevance of the principle of khiyār as a basis for consumer protection in online buying and selling and examine its compliance with Indonesian positive law. The research method used is descriptive qualitative with a literature study approach and normative-comparative analysis. Data sources consist of classical fiqh literature, laws and regulations, and previous research results. The results of the analysis show that khiyār aib and khiyār ru’yah are highly relevant in the context of e-commerce, because they provide the basis for consumer rights to return and refund. The integration of the principles of khiyār and Law Number 8 of 1999 strengthens consumer protection both legally and ethically. This study concludes that the implementation of khiyār can complement positive law, increase consumer awareness, and encourage fairer and more transparent online business practices.
subject: Articles
  topic: section
subject: Khiyār, Consumer Protection, Online Buying and Selling, Muamalah Jurisprudence, E-commerce
  topic: keywords
creator: Achmad Alfian Saputra
creator: Nailan Nabila
rights: Copyright (c) 2025 Achmad Alfian Saputra, Nailan Nabila (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-12-09
publication date: 2025-12-09
starting page: 320
ending page: 329

Analisis Perbedaan Kinerja Keuangan Bank Syariah Menurut Standar AAOIFI
type: item
description: This study aims to qualitatively analyze the differences arising in the measurement of financial performance of Islamic banks when measured using AAOIFI Financial Accounting Standards compared to accounting standards in force in Indonesia. This study uses qualitative research library studies with content analysis and comparative interpretation to understand the philosophical and practical impact of standard differences on key performance indicators. The results of the analysis indicate that the measurement of the financial performance of Islamic banks will be materially different when using the AAOIFI framework compared to PSAK Syariah, mainly due to differences in the philosophy of AAOIFI standards oriented to Sharia normative compliance, while PSAK oriented to economic decision-making. This key divergence affects the calculation of profitability ratios and AAOIFI's emphasis on social reporting as well as comprehensive sharia compliance audits, so that AAOIFI provides a more holistic and accurate picture of performance in accordance with the objectives of Maqashid Sharia. The implication of this study is that Islamic banks in Indonesia need to consider harmonizing their financial reporting standards towards the AAOIFI framework to achieve more accurate, holistic, and aligned performance transparency with the principles of Maqashid Sharia, in order to improve global competitiveness.
subject: Articles
  topic: section
subject: Financial Performance; Islamic Banks; AAOIFI
  topic: keywords
creator: Jhody Wiraputra
creator: Okta Sari
creator: Ridwansyah Ridwansyah
rights: Copyright (c) 2025 Jhody Wiraputra, Okta Sari, Ridwansyah Ridwansyah (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-12-10
publication date: 2025-12-10
starting page: 350
ending page: 361

Efektivitas Manajemen Pembiayaan Ijarah Multijasa pada Layanan Pembiayaan FIF Group
type: item
description: Ijarah Multijasa financing has become one of the essential instruments in the development of Islamic financial services in Indonesia, particularly in supporting the financing needs of pilgrimage activities such as Hajj and Umrah. However, the effectiveness of financing management within non-bank institutions such as FIF Group has received limited scholarly attention. This study aims to analyze the effectiveness of Ijarah Multijasa financing management for Hajj and Umrah advance funds provided through the Amitra unit of FIF Group. The research employs a descriptive qualitative approach, with data collected through in-depth interviews, observation, and documentation, involving Amitra employees and customers as key informants. The findings indicate that the financing implementation adheres to sharia principles, as shown by the proper analysis of customer eligibility, the absence of late payment penalties, the non-imposition of early settlement penalties, and the transparent explanation of the contract prior to signing. The reminder system implemented by Amitra also contributes to timely installment payments. Nonetheless, customer understanding of sharia contractual concepts still requires improvement. This study offers theoretical implications concerning the importance of sharia compliance in financing management and practical recommendations to strengthen customer education and communication for enhancing the quality of Islamic financing services.
subject: Articles
  topic: section
subject: Ijarah Multijasa; Islamic Financing; Hajj Advance Funds; Financing Management; FIF Group
  topic: keywords
creator: Andi Lisa Aryani Hamjan
creator: Hasanah
creator: Muhammad Fakhri Amir
rights: Copyright (c) 2025 Andi Lisa Aryani Hamjan, Hasanah, Muhammad Fakhri Amir (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-12-10
publication date: 2025-12-10
starting page: 362
ending page: 370

Local Economic Transformation through International Collaboration: Optimizing the Creative Economic Potential of Edelweiss Flowers Based on Sharia Principles
type: item
description: This Community Service Program (PKM) aims to support local economic transformation among the Tengger Tribe by optimizing creative economic potential based on the edelweiss flower through a sharia-based framework and international collaboration between Indonesian universities that are members of APSKPS and Malaysian universities. A participatory approach was applied through observation, interviews, focus group discussions, documentation, and direct educational mentoring for local micro‐entrepreneurs. The findings reveal improved Islamic financial literacy, enhanced portable digital marketing capacity, and strengthened ecological awareness regarding the conservation of edelweiss as a culturally valuable yet environmentally sensitive species. Collaboration with USIM, UiTM, and UKM enabled cross-country knowledge transfer that enriched empowerment strategies and broadened the community’s orientation toward sustainable creative economy development. This program integrates Islamic spiritual-ecological values, environmental preservation, and digital innovation into a single framework rooted in maqashid shariah. The results indicate that economic utilization of edelweiss does not require harvesting from natural habitats, but can be developed through non-destructive derivative products and creative digital content grounded in local culture. This model serves as an example of inclusive, sustainable, and socially just community empowerment.
subject: Articles
  topic: section
subject: Islamic Financial Literacy
  topic: keywords
subject: Tengger Tribe
  topic: keywords
subject: Edelweiss
  topic: keywords
subject: International Collaboration
  topic: keywords
subject: Creative Economy
  topic: keywords
creator: Ismawati
creator: Hanim Misbah
creator: Nuur Halimatus Saadiah Masrukhin
creator: Atina Hidayati
creator: Mitra Sami Gultom
creator: Dewi Maharani
creator: Inarotul A'yun
creator: Andi Bahri S
creator: Hastin Tri Utami
creator: Puspita
creator: Alip Toto Handoko
rights: Copyright (c) 2025 Ismawati, I Nyoman Budiono, Hastin Tri Utami, Andi Bahri S, Inarotul A'yun, Dewi Maharani, Mitra Sami Gultom, Atina Hidayati, Nuur Halimatus Saadiah Masrukhin, Hanim Misbah, Siti Kadariah (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-12-10
publication date: 2025-12-10
starting page: 330
ending page: 339

Strengthening Sharia Financial Literacy and Portable Marketing for the Tengger Tribe Community
type: item
description: This community service program aims to enhance the economic independence of the Tengger Tribe through strengthening Islamic financial literacy and portable digital marketing skills. The program was conducted as an international collaboration between Indonesian universities that are members of APSKPS and Malaysian universities, namely Universiti Sains Islam Malaysia (USIM), Universiti Teknologi MARA (UiTM), and Universiti Kebangsaan Malaysia (UKM). The study employed a Participatory Action Research (PAR) approach, involving the community actively in each stage of the program, from planning to implementation and evaluation. The results indicate an increased understanding among participants regarding Islamic financial principles, including contracts such as mudharabah, musyarakah, and murabahah, as well as the application of simple financial record-keeping in small enterprises. Moreover, the portable marketing training encouraged local entrepreneurs to utilize digital platforms such as WhatsApp Business and Instagram to promote Tengger’s local products to a broader market. This program successfully fostered cross-country academic collaboration and demonstrated that the synergy between education, Islamic values, and digital technology can serve as an effective strategy in developing an equitable and competitive indigenous economy.
subject: Articles
  topic: section
subject: Islamic Financial Literacy
  topic: keywords
subject: Portable Marketing
  topic: keywords
subject: Tengger Tribe
  topic: keywords
subject: International Collaboration
  topic: keywords
creator: Saiful Bakhri
creator: I Nyoman Budiono
creator: Sulistyowati
creator: Siti Hasanah
creator: Ahmad Fauzan Mubarok
creator: Khotibul Umam
creator: Nadia Azalia Putri
creator: Ana Pratiwi
creator: Hasnah Haron
creator: Nur Aima Shafie
creator: Siti Kadariah
rights: Copyright (c) 2025 Saiful Bakhri, I Nyoman Budiono, Sulistyowati, Siti Hasanah, Ahmad Fauzan Mubarok, Khotibul Umam, Nadia Azalia Putri, Ana Pratiwi, Hasnah Haron, Nur Aima Shafie, Siti Kadariah (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-12-10
publication date: 2025-12-10
starting page: 340
ending page: 349

Hukum Menggadaikan Harta Pinjaman Menurut Hukum Islam
type: item
description: Pawning is pledging property as collateral for the debt borrowed. However, if the status of the mortgaged property is the result of borrowing, of course there are views regarding the legal status of pawning borrowed assets. The purpose of this research is to find out about the legal status of pawning borrowed assets according to Islamic law. The research method is a qualitative method which aims to understand in depth the law of pawning borrowed assets according to Islamic law. The data in this research are in the form of documents, books and journals related to this research. This research also uses data collection techniques using the literature study method (library research). The results of this research can be concluded that pawning loaned assets is permitted on condition that the owner of the property gives permission. In Islam, loaned assets are only used as collateral, there is no transfer of ownership, so that the loan proceeds can also be used as collateral in pawning. This research is expected to increase insight into Islamic treasures, especially in the field of sharia economics.
subject: Articles
  topic: section
subject: Pawn, Law, Islam
  topic: keywords
creator: Angga lestari Nugraha
rights: Copyright (c) 2025 Angga lestari Nugraha (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-11-11
publication date: 2025-11-11
starting page: 309
ending page: 319

Reconstructing the Islamic Green Economy: Ethics, Institutions, and Sustainable Development
type: item
description: This study reconstructs the Islamic Green Economy as an integrative paradigm that connects ethical foundations, institutional dynamics, and sustainable development pathways. The research responds to the limitations of mainstream green economy approaches that tend to emphasize technocratic solutions while marginalizing moral and spiritual dimensions of economic behavior. Using a qualitative descriptive–analytical method, the study critically examines classical and contemporary Islamic economic literature, policy documents, and empirical studies on sustainable Islamic finance. The analysis is conducted through three stages: normative analysis based on maqāṣid al-sharīʿah, institutional analysis of Islamic financial and social institutions, and interpretative synthesis. The findings indicate that sustainability in Islamic economics is intrinsically embedded in its ethical framework, particularly through principles of stewardship (khilāfah), balance (mīzān), justice, and the prohibition of excess (isrāf). Institutionally, the Islamic Green Economy is manifested through innovations such as green sukuk, environmentally oriented waqf, Islamic microfinance, and blended social finance models. These developments signify a shift from formal Shariah compliance toward value-driven and impact-oriented economic practices. The study concludes that the Islamic Green Economy offers a holistic and ethically grounded development paradigm that aligns environmental sustainability with social justice and long-term human well-being, contributing an alternative framework for sustainable development, particularly in Muslim-majority and developing countries.
subject: Articles
  topic: section
subject: Islamic Green Economy; Maqāṣid Al-Sharīʿah; Sustainable Development; Islamic Finance; Environmental Ethics
  topic: keywords
creator: Syahrizul
rights: Copyright (c) 2026 Syahrizul Abadi (Author) https://creativecommons.org/licenses/by/4.0
date: 2026-03-09
publication date: 2026-03-09
starting page: 34
ending page: 42

Bibliometric Mapping of Islamic Green Economy Research: Trends, Networks, and Emerging Themes
type: item
description: The rapid growth of the global Islamic economy, with Sharia financial assets projected to reach USD 9.75 trillion by 2029, demands the transformation of Sharia accounting systems through artificial intelligence (AI) implementation. This study analyzes the impact of AI on the transformation of Sharia accounting systems from a global perspective using qualitative methods through library research examining recent academic sources. The results reveal that AI enhances Sharia compliance monitoring accuracy by up to 92% through natural language processing (NLP), but faces complex challenges including regulatory disparities, algorithmic biases, and technological infrastructure gaps between GCC, Southeast Asia, and Africa regions. Key findings emphasize the need for an ethical framework based on maqasid al-shariah and localized AI adoption strategies. The research contributes to the development of a hybrid intelligence model integrating AI with human expertise and an ethical AI certification framework for Sharia accounting. This study recommends multisectoral collaboration to ensure digital transformation aligned with Islamic values.
subject: Articles
  topic: section
subject: Bibliometrics, Islamic Green Economy, Trends
  topic: keywords
creator: Ainul Fatha Isman
creator: Syahriyah Semaun
creator: Muh. Ahsan Kamil
creator: Ali Wardani
creator: Muhammad Rasyid Ridlo
rights: Copyright (c) 2025 Ainul Fatha Isman, Syahriyah Semaun, Muh. Ahsan Kamil, Ali Wardani, Muhammad Rasyid Ridlo (Author) https://creativecommons.org/licenses/by/4.0
date: 2025-10-23
publication date: 2025-10-23
starting page: 289
ending page: 299