Application Right of Khiyar as a Legal Protection Mechanism in the Ecosystem of Online Diamond Trading: A Perspective from Islamic Law and Positive Law
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Abstract
The growth of digital transactions based on online games has raised new challenges in the implementation of consumer protection principles, both from the perspective of positive law and Islamic law. This study aims to analyze the application of the right of khiyar as a legal protection instrument within the ecosystem of online game diamond sales and purchases at Rise Store, viewed from the perspectives of Islamic law and positive law. The study employs a qualitative method with a phenomenological approach, integrating normative and empirical legal methodologies, with primary data collected through observation, interviews, and documentary analysis of Rise Store’s internal staff and its users. The research results indicate that Rise Store’s mitigation mechanisms including information transparency, the buyer’s freedom to proceed with or cancel a transaction, and an official complaint channel comply with the provisions of the Consumer Protection Law and the ITE Law, and implement the right of khiyar as stipulated in DSN-MUI Fatwa No. 146/DSN-MUI/XII/2021. From the perspective of Maqāshid al-Syariah as articulated by Jasser Auda, all these protective mechanisms ultimately aim to realize hifdzul maal within the dimensions of fair economic development and equitable distribution of rights. This research contributes to strengthening the regulatory framework for Sharia-based digital transactions while providing a practical model for the integration of Islamic law and positive law in digital consumer protection.
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